Shopify Balance
Zero fees.Faster payouts.
Manage your store’s finances whenever, wherever. Open your free Shopify Balance account in minutes.
Don't have a Shopify store?Start your trial—freeNot a bank account. Better.
Make better money moves for the long-term health of your business.
Skip the fees
No monthly fees, transfer fees, ATM fees, or minimum balance.¹
Get paid faster
Receive money from your Shopify sales up to 4 days earlier than a bank.
Organize your revenue
Open up to five extra accounts to allocate funds for bills, tax season, inventory, and more.
Transfer money easily
Transfer funds in or out, between Balance accounts, or through your favoritefinancial apps.
Simplify your taxes
Make tax season easier with direct integrations to Quickbooks, Freshbooks, Bench and more.
Earn cashback for spending
Get a free spending card and earn automatic cashback on eligible purchases.²
Keep your money secure
Rest easy knowing your Balance account is eligible for FDIC insurance, protected through two-step authentication and card control.
Stay in control of your spending card
Lock and unlock your card directly from your store’s admin to protect your money at all times.
Pay with peace of mind
Your Balance account is eligible for FDIC insurance up to$250,000.
Support you need, when you need it
Get in touch with our support team by email,live chat, or phone 24/7.
Spend your money, your way
Use your spending card to make online and in-store business purchases.
Get your own business spending card
Order a free physical card with your business name on it and instantly receive a virtual card. No personal credit check required.
Use your card wherever Visa® is accepted
Pay bills, make business purchases, and withdraw cash at thousands of ATMs worldwide.¹
Take advantage of Visa® benefits
Access exclusiveVisa benefits, including collision damage for rental cars, travel and emergency assistance service, and more.
Make easy, contactless payments
Add your Shopify Balance card to your mobile wallet and pay for all your business expenses—right from your phone.
Earn rewards that matter
2% cashback on must-haves for your business
No points to redeem, just real money to earn. Your rewards never go to waste with automatic cashback.²
10% cashback from the Experts Marketplace
Hire trusted designers, developers, and consultants to help build or level up your business.
Exclusive partner perks you can’t say “no” to
Unlock exclusive offers from Google, Snapchat, and other industry-leading partners to help run and market your business.
Get more with Shopify Balance
Traditional banks³
We’ve got your back
Shopify Balance
Frequently asked questions
- Shopify partners with Stripe, Inc. and affiliated companies, and financial institution partners including Evolve Bank & Trust, Member FDIC & Celtic Bank, to offer money transmission, banking & issuing services, respectively.
- 1Shopify Balance doesn’t charge you any ATM withdrawal fees, but you may be charged by an ATM provider.
- 2Earn a maximum of $2,000 cashback on all eligible purchases per calendar year. This cashback limit may not apply in the case of some Balance Partner Rewards. Visit theHelp Centerto learn more.
- 3Traditional bank accounts are comprised of publicly available data from select business bank accounts of the top three (3) largest U.S. banks by assets.