Shopify Capital
Business funding,
pay as you sell
Take control of your business with founder-friendly capital. Keep bestsellers stocked, amplify your marketing, and grow your team.
Powering businesses like yours
- $4.5B+ funded
- to Shopify merchants
- Up to $5M offers1
- if eligible, with options to renew
- 0% equity
- no stake taken—ever
The Shopify Capital solution—designed for entrepreneurs at any stage
Take advantage of proactive funding
Apply online in just a few clicks
Get your funds in days, not weeks
Pay as your business scales
Funding that flexes to your business’ everyday needs
Make your next move with funding as agile as your business. From inventory and marketing to payroll and more—use your funds, your way.
Stay fully-stocked with inventory financing
Power brand love with marketing financing
Build an A-list team with payroll funding
Business funding the way it should be
| Features | ||
|---|---|---|
| Funds deposited directly into your account | Shopify Capital
|
Traditional loans
|
| Real-time offers based on your sales (funding up to $5M) | Shopify Capital
|
Traditional loans
|
| No personal credit checks, no compounding interest, no surprises | Shopify Capital
|
Traditional loans
|
| Simple, hassle-free application in just a few clicks | Shopify Capital
|
Traditional loans
|
| Funding in as quick as two days if approved | Shopify Capital
|
Traditional loans
|
| Top-up and renew funding early | Shopify Capital
|
Traditional loans
|
| Flexible, automated payments from your store’s sales | Shopify Capital
|
Traditional loans
|
| Fully-integrated solution, so you can run your business from one place | Shopify Capital
|
Traditional loans
|
Renewing Capital
Keep the momentum going
Want more? You could be eligible for additional funding before you’ve fully paid back the current round. Payments won't start until you pay off your balance. No double charges—period.
Shopify doesn’t judge you. They don’t look at your credit score. It’s totally up to your sales. Through Shopify Capital, they give you what they think you need and can pay back in a reasonable timeframe.
Zakia Torres
Founder, Quartz & Rainbows
Shopify Capital
Own your business’ journey
From startup to scale up, you call the shots. Check if you're eligible and apply for founder-friendly capital today.
Resources
Shopify Capital
Learn more about funding your business through Shopify Capital.
Visit the help center
Growth at scale
Discover how funding through Shopify Capital accelerates sales and growth.
Read the post
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for you
Turn everyday business purchases to even more cashback rewards with the pay in full card designed for entrepreneurs.
Manage business funds all from Shopify Balance, a free financial account built into your store’s admin.
Easily pay, schedule, and manage expenses from the same platform you run your business—free.2
Frequently asked questions
- 1Offers for eligible merchants are made in their local currency.
- 2No subscription fees. Othertransaction feesmay apply.